Purchasing mobility equipment like scooters, walkers, and hospital beds can be expensive, but Albertans have several options for financial assistance. In this article, we’ll focus on specific government programs and resources available to help alleviate the cost of mobility equipment in Canada, especially Alberta.
Government Assistance Programs in Alberta
1. Alberta Aids to Daily Living (AADL)
One of the most significant resources for Albertans is the Alberta Aids to Daily Living (AADL) program. AADL provides funding to help individuals with long-term disabilities, chronic illnesses, or terminal conditions access essential medical equipment and supplies. The program offers financial assistance for mobility aids such as walkers, manual and powered wheelchairs, and related accessories.
- Eligibility: To qualify for AADL, you must be a resident of Alberta with a valid Alberta Health Care number. A healthcare professional must assess and confirm your need for the equipment.
- Cost-sharing: AADL covers up to 75% of the cost for eligible items, with the remaining 25% being the responsibility of the client. However, low-income individuals may qualify for cost exemptions, reducing the financial burden even further.
2. Assured Income for the Severely Handicapped (AISH)
The Assured Income for the Severely Handicapped (AISH) program offers financial assistance for Albertans with permanent disabilities that significantly affect their ability to work. AISH provides a monthly income benefit that can help cover the costs of necessary mobility equipment, including wheelchairs, scooters, and other aids not fully covered by insurance or government programs.
- Eligibility: Applicants must be between 18 and 65 years of age, live in Alberta, and have a permanent disability that severely restricts their ability to earn a living. Financial criteria also apply to qualify for benefits.
3. Seniors Special Needs Assistance Program
Alberta seniors who require financial help to purchase mobility aids can turn to the Seniors Special Needs Assistance Program. This program offers a one-time payment to low-income seniors to help cover the cost of essential medical items, including mobility devices like walkers, wheelchairs, or stairlifts.
- Eligibility: To be eligible, applicants must be Alberta residents, aged 65 or older, and meet specific income thresholds. The program provides up to $5,105 per year per household to help cover the costs of various medical aids.
4. Veterans Affairs Canada
For veterans residing in Alberta, Veterans Affairs Canada (VAC) offers financial support for medical aids, including mobility devices like powered scooters and wheelchairs. VAC programs assist veterans in obtaining necessary mobility equipment that helps them maintain their independence.
- Eligibility: Veterans with a disability related to their service can apply for funding assistance through VAC. The equipment covered typically addresses specific needs that arose from military service.
5. Disability-Related Employment Supports (DRES)
Alberta offers the Disability-Related Employment Supports (DRES) program to help individuals with disabilities access the equipment and supports they need to find and maintain employment. For those who require mobility devices to work, DRES provides funding for assistive technology, including mobility aids.
- Eligibility: Albertans with disabilities who are entering or participating in the workforce can apply for DRES support, provided they demonstrate the necessity of mobility equipment to perform job duties.
National Assistance Programs for Canadians
1. Canada Revenue Agency Disability Tax Credit (DTC)
While not a direct funding source, the Disability Tax Credit (DTC) is a non-refundable tax credit designed to reduce the tax burden on individuals with severe and prolonged disabilities. This tax credit can free up extra funds that can be used to purchase or maintain mobility equipment.
- Eligibility: To qualify, a qualified medical practitioner must certify that the individual has a severe and prolonged impairment. Once approved, the DTC can be claimed annually, potentially reducing the individual’s tax liability by thousands of dollars over time.
2. Medical Expense Tax Credit (METC)
The Medical Expense Tax Credit (METC) is another tax relief option for Canadians with disabilities. The METC allows individuals to claim the cost of mobility aids and other medical equipment as a tax-deductible expense. This can help offset the financial burden associated with purchasing or maintaining equipment.
- Eligibility: To claim this credit, the cost of the medical expense must exceed a certain percentage of your net income. Many mobility aids, including wheelchairs, walkers, and lifts, are eligible for this credit.
Other Financing Options in Alberta
1. Extended Payment Plans
For individuals who may not qualify for government programs or need additional financial assistance, many mobility equipment providers offer extended payment plans. These plans allow you to spread out payments over several months or years, reducing the need for a large upfront payment. While interest rates may apply, this can be a more manageable option for those who need immediate access to mobility aids but cannot afford to pay in full.
2. Private Health Insurance
If you have private health insurance, it’s worth checking your policy to see if it covers mobility equipment. Many health insurance plans offer partial or full coverage for the purchase or rental of medical equipment, including wheelchairs, powered scooters, and other devices. Contact your insurance provider to confirm coverage details, as policies vary widely.
3. Charitable Organizations
Several charitable organizations provide financial aid or donated equipment to individuals in need. Organizations like March of Dimes Canada and Easter Seals Alberta offer programs that help cover the cost of mobility aids for those with disabilities or limited financial resources. These organizations may offer grants, funding, or low-cost equipment options.
Leading Edge Mobility Can Help
Purchasing mobility equipment is an investment in independence, comfort, and safety. With the wide array of financial assistance programs and funding options available in Alberta, it’s easier than ever to access the equipment you need without taking on a significant financial burden. Whether you qualify for government programs like AADL, AISH, or seek private financing options, you can find a solution that fits your circumstances.
At Leading Edge Mobility, we offer a wide selection of mobility equipment tailored to your specific needs, including walkers, powered scooters, wheelchairs, and more. Contact us at 403-320-1488 to learn more about how we can help you find the right mobility solution for your lifestyle and budget.